Seventy percent of consumers over the age of 65 will need long term care (LTC) at some point in their lifetime, according to the Centers for Medicare & Medicaid Services. However, to assist your clients with the planning process, you may have to navigate family dynamics, sort through available product solutions and determine how a LTC plan will support your client’s overall retirement plan. Join this free 60-minute webcast as National Underwriter Life & Health and Investment Advisor will be announcing the results of their "Long Term Care Study," sponsored by Genworth Financial, and you can learn how your peers are handling this complex issue.
Ready for Prime Time: Growing Demand for Index Universal Life Insurance
Index universal life (Index UL or IUL) insurance combines life insurance with cash accumulation linked to the percentage change in a stock market index. It also gives policyowners downside protection, and significant income tax advantages. Producers also indicated that index UL policyowners frequently own other products such as LTCI
This consumer-oriented white paper will assist you to broach the topic of LTC with your clients. Its topics include: how much could long term care cost, what are your options for paying for LTC, why LTC insurance is important.